6 popular credit cards of 2021

Owning a credit card with appropriate spending habits and budgeting can be an excellent tool to have in your wallet. You can earn several reward points that can be redeemed for shopping, dining, and even traveling. Moreover, certain credit card companies also offer benefits such as lounge membership and loyalty rewards. There are several credit card companies right now that offer different kinds of credit cards to their customers.

Some of the most popular credit cards are elaborated as follows:

Wells Fargo Active Cash Card
The Wells Fargo Active Cash Card is perfect for those comfortable using their credit card for their purchases. This card offers 2% cash rewards on your purchases and incurs 0% annual fees for usage. In the first 15 months of use, the credit card incurs 0% intro APR, after which the APR is variable between 14.99% and 24.99%. The cash rewards you earn do not expire and can be used as long as your card remains active. Wells Fargo Active Cash Card users are also eligible for Visa Signature Concierge and other similar perks.

Chase Sapphire Preferred Credit Card
This credit card is ideal for those who prefer to travel and use their card for travel and dining. This card incurs an annual fee of $95 and offers as many as 100,000 reward points, redeemed at approximately $1,250 when you spend over $4,000 in the first three months of using this credit card. This is around 25% more in value than what you spend. The essential features that make it the perfect card for frequent travelers are the $50 annual Ultimate Rewards Hotel Credit and Chase Ultimate rewards on travel, dining, and other travel purchases.

Citi Diamond Preferred Card
If you want to buy a new balance transfer card, the Citi Diamond Preferred Card is perfect. It offers 0% Intro APR for the first 18 months from the account opening date and the balance transfer date. For $0 annual fees, Citi Diamond Preferred Card users get free access to eligible concerts, sports, and dining experiences.

Discover it Cash Back
The Discover it Cash Back card is a perfect choice for benefitting from credit card purchases of multiple categories. For $0 annual fee, you can benefit from their introductory offer for the first year, where they receive double cash-back rewards of what you spend on your card. You can avail of as much as 5% cash back on purchases from grocery stores, restaurants, gas stations, etc.

American Express Blue Cash Preferred Card
For your monthly family expenses for utilities, the American Express Blue Cash Preferred Card is the best option to go for. You can get up to 6% cash back on purchases from US supermarkets and on certain streaming subscriptions available in the country. Moreover, you can also earn rewards on other everyday purchases like train and bus tickets, taxi fairs, parking fees, and purchases made at gas stations in the US. Moreover, the annual fee for the first year is waived off, after which the annual fee is $95.

Capital One Quicksilver Cash Rewards Credit Card
If you are looking for a beginner rewards card to use before you upgrade to a different card, the Capital One Quicksilver Cash Rewards Card is one to go for. It offers 1.5% cash-back rewards for all of your credit card purchases for $0 annual fee and 0% intro APR for the first 15 months. Moreover, when you spend over $500 in the first three months of getting your card, you get a one-time cash bonus of $200.